A rash of recent vacant house break ins in the Lincoln area once again raises the need for property owners to be aware of the risks and to take appropriate actions. As is typically the case the principal target appears to be scrap copper in the form of water and gas lines, electrical wiring and outside condenser coils. No one wants to be the victim of theft but this crime is particularly madding because in stealing what may amount to less than $100 in scrap metal the thief is likely causing thousand of dollars worth of damage to the property. While there is no sure fire way to stop such thefts there are a few things that a property owner can do to reduce the threat and two things in particular that can be done to minimize the potential financial loss. Leaving a property vacant should always be a last resort but if you must consider the following; 1) make certain that the neighbors are aware of the situation and ask them to keep an eye out on the property and for unusual activity 2) utilize timed lighting inside an out to simulate occupancy 3) if the property is listed for sale ask your real estate agent to refrain from posting photos that clearly identify the property as being vacant 4) if you do not have an active security system consider one adding an easy to install wireless system with month to month monitoring charges. With regards to minimizing potential loss make certain that the water is shut off at the meter. This should be done not only to protect against damage from vandalism but also from frozen pipes. Finally make certain that you understand the limits of your home owner’s insurance policy. Many do not provide coverage for vandalism, malicious mischief or breakage of glass on properties vacant for thirty days or more. A vacant home policy will likely carry a higher premium than a policy covering an occupied home but hopefully it is a temporary situation. Our own Home Services Insurance representatives can provide information on such coverage. We are of course available to make suggestions for your particular situation.
Remember whether buying or selling, moving up or downsizing, Lincoln or Omaha, Susan & Paul Vaccaro stand ready to assist you, your family, friends and co-workers. Email or call us today! email@example.com In Lincoln (402)817-0355 Woods Bros Realty 3737 S 27th Street, Lincoln, NE 68502. In Omaha (402)577-0820, CBSHome Real Estate 15950 W Dodge Road, Suite 200, Omaha, NE 68118.